Bank Game

What is Bank Game?

Bank Game is a real-time bank management simulation that runs entirely in your browser. You take the role of a bank manager: approve or reject loan applications, set your deposit interest rate to attract funding, and keep enough cash reserves to avoid a liquidity crisis. Push your luck too far and depositors lose trust, triggering a bank run that can wipe you out.

How to Play

Borrower applications arrive continuously. Review each applicant, price the risk with your chosen interest rate, and approve or deny. Your deposits fund the loans you write, so keep a healthy reserve ratio—if cash runs low you’ll be forced to borrow from the Central Bank at a premium. Random economic events like rate shocks and recessions keep every session unpredictable.

Strategy Tips

• Don’t overpay on deposit rates—every basis point eats into profit margins.
• Keep a liquidity buffer above the minimum reserve ratio to absorb sudden withdrawals.
• Diversify risk: avoid concentrating your loan book in a single sector.
• Watch the Central Bank market rate—it drives depositor expectations and borrowing costs.
• Borrow from the Central Bank early and repay fast; prolonged debt compounds quickly.

Play in Your Browser

No download required. Bank Game runs in any modern browser and saves progress to your device automatically. A typical session lasts 10–30 minutes, but endless mode lets you build the biggest bank you can.